Guaranteed Standard Issue
Becoming disabled and not being able to work is one of the greatest financial risks American workers face. Over recent years serious disabilities caused by accidents and illnesses have increased dramatically and this trend is going to continue as life extending technologies grow, are populations age and the general health of the American work declines due to such things such things as obesity, diabetes, hyper tension and heart disease.
According to the council for disability awareness over one hundred million workers did not private disability income insurance. They further reported that of the 78% of those who indicated that they would feel devastated if disabled and unable to work, only 10% have purchased insurance to cover this likelihood.
Disability Insurance continues to be one of the most overlooked and misunderstood types of insurance.