The impact of a disability can be devastating. Having adequate disability income protection will go a long way to helping the disabled individual recover, both financially and physically.
One potential issue is the likelihood that your clients income protection plan is entirely dependent on the Group Long Term Disability (LTD) plan at the workplace. While LTD plans offer valuable benefits, they do not provide the comprehensive income protection solution that most employees need.
GSI plans offer tremendous flexibility. They can be designed on an employer pay all basis or as a voluntary offering. GSI plans will often times fill holes in the LTD plan, protecting income the LTD plan does not or providing higher levels of coverage or higher maximum benefits. And, with plans available for as few as five employees, GSI opportunities abound!
Don't let your clients fall victim to a false sense of security. Guaranteed Standard Issue disability insurance plans will separate you from the crowd and help you to grow your disability income business. Your local Plus Group® expert has the unequaled expertise in designing and implementing GSI plans.
Now That's a Plus!