Plus Group Videos
The Plus Group® Introduction
Built on a foundation of a superior personalized service with a local human touch, the Plus Group® partnership was formed in 1998 as an organization dedicated to providing training, in disability insurance products, to select insurance agents, employee benefit Advisors, CPAs, financial planners, and marketing partners. Since that time, The Plus Group® has become the preferred disability income product and planning resource for thousands of financial and insurance professionals across the country.View Details
Individual Disability Income
What is your most valuable asset? Most people would say their home. Now well it may be true that your biggest expenditure is your home. The truth is your most valuable asset is your ability to work and to earn an income. We insure our home and we insure our vehicles, why would we not insure our most valuable asset?
What would happen if you became too sick or hurt to work?
What would happen to your income?
How would you pay your bills?
What would happen to your long term financial
Business Overhead Expense
Business owners work very hard to attract and keep clients. Their door seems to always be open and the thought of telling clients to do business with someone probably never crosses their mind. However, it could come to that if a business owner became too sick or hurt to work.
Can the business survive without the owner generating income for a month, six months or even more than a year?
Who would pay the office expenses like rent, salaries, utilities and loan payments?
Would the business lose key employees?
If the owner
Inadequacies of Group Long-Term Disability
Many employers provide valuable group long term disability coverage to their employees and the monthly benefit this coverage provides forms a great foundation upon which to build your disability income insurance program. However, that group coverage on its own may not provide adequate coverage in the event in which you became sick or injured.
By design group long term disability plans typically protect up to 60% of your base salary and usually have a monthly payment cap of 5000 to 10000 dollars. Additionally if your group longView Details